PaychekPLUS! Elite Visa Payroll Card Quick Reference Guide / paychekplus-elite-visa-payroll-card-quick-reference-guide.pdf / PDF4PRO (2024)

1 Activate Your card Your paychekplus ! card must be activated before it can be used for accessing your pay. You can activate your card online or by phone, just follow the instructions below. Activate Your card Online Go to Click on First Time Login and enter the 16-digit card number on front of your card Follow the instructions to set up your online account and 4-digit PIN Sign up for Alerts* to keep track of your card account balanceActivate Your card by Phone Call the number on the back of your card Enter the 16-digit card number on front of your card Follow the prompts to enter your date of birth and last 4 digits of your Social Security Number Set up your 4-digit PINA ccess Your Pay with No Fees** There are many ways to access your pay without a fee at any time.

2 Make purchases, with or without cash back Teller Assisted Cash Withdrawal at banks displaying the visa Acceptance Mark Pay bills directly with merchants who accept visa debit cardsPlus, once per pay period, the fee is waived for the first transaction you make from the list below: Withdraw cash from an ATM - Allpoint or other** Transfer funds to a bank account - online at Get a USPS Money Order - you ll receive an automatic rebate of the money order fee once per pay period.*Standard text message and data rates, fees, and charges may To Use Your CardMaking PurchasesUse your paychekplus ! card everywhere visa debit cards are accepted. At a store - either swipe your card or hand it to the cashier. (For online or phone purchases, follow the instructions you are given.)

3 If you choose Debit, enter your PIN to complete the transaction. If you choose Credit, accept the amount and sign your name. Take your card and receipt.(Note: there is no line of credit associated with your card account. Attempting to make a purchase for more than your card balance could result in a Purchase Decline fee.)Getting Cash Back with In-Store PurchasesMany stores offer cash back with purchases, just ask the cashier for details. There s no card fee for this service!** Swipe your card or hand it to the cashier. Select Debit and enter your PIN. Tell the cashier you want cash back and the amount you would like to receive. Take your cash, card and Cash from an ATM:When you use Allpoint ATMs, you can avoid terminal charges for ATM withdrawals.

4 ** Insert your card into the machine and enter your PIN. Select Checking and the amount you want to withdraw. Accept the fee, if asked. Take your cash and your Assisted Cash WithdrawalYou can get cash from your card for no fee** at any bank displaying the visa Acceptance Mark. Go to a bank branch displaying the visa Acceptance Mark. Present your signed card and photo ID to the teller and request the amount of cash you want.(If the bank teller is unfamiliar with this process or tries to charge you a fee, call Cardholder Services for assistance.)**While these features are available for no fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card . See the Cardholder Agreement for more details.

5 **ATM surcharge fees may apply when using ATMs other than ! Elite visa Payroll CardQuick Reference Guide1919 Managing Your card AccountOnline - View your card account balance, recent transactions, monthly statement and card account history Change your PIN and update your address and other information Learn about and sign up for card features Get helpful tips about how to use your card Transfer funds to a bank accountSave in your favorites!By Phone - Cardholder ServicesCall the toll-free number on the back of your card and use the automated system for Quick account access or to speak with a Customer Service Representative. You should also call this number immediately if your card is lost or the number on the back of your card in your phone or in a safe place for easy access!

6 Mobile App - Prepaid CardConnect* View your card account balance and recent transactions Enroll in and manage text alerts* Locate nearby ATMs Manage your Savings accountDownload Prepaid CardConnect to your iPhone or AndroidTM phone!Convenient card Features These helpful services are available with your paychekplus ! card for no fee!**AlertsText alerts* to your cell phone are the most convenient way to check your card balance. You can also receive alerts by email. Plus, you can get up-to-the-minute balance information by texting BAL to AccountTake advantage of your card s Savings Account. This interest-bearing account is a great way to save for your future and unplanned expenses, and there s no fee or minimum deposit required to sign PayPay bills online or by phone using the money on your card for no fee.

7 You can also set up future and recurring to to enroll today!Pre-Authorization Holds Tipping - When you use your card at a location where tipping is customary, up to 20% more than the purchase price will be held until the total with tip, if any, processes. Paying for Gas - Pay inside instead of at the pump to avoid a possible pre-authorization hold of up to $75. Tell the cashier the exact dollar amount of gas you want to Your card Online - Make sure the address you enter for payment is the same as the address for your card account. If they do not match, your transaction may be rejected.*Standard text message and data rates, fees, and charges may apply.**While these features are available for no fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card .

8 See the Cardholder Agreement for more details. The paychekplus ! Elite visa Payroll card is issued by MetaBank pursuant to a license from visa Inc. MetaBank; Member Tips Security - Keep your PIN and password in a safe place. Never store them with your card or share them with anyone! Know Before You Spend - Avoid Decline fees by knowing your card balance. Check your balance anytime by calling the number on the back of your card , with Text Alerts or the Prepaid CardConnect mobile app.* Lost or Stolen card - If your card is lost or stolen, call Cardholder Services immediately, verify your address and have a new card mailed to you. Your funds are transferred to the new card when it is activated.

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PaychekPLUS! Elite Visa Payroll Card Quick Reference Guide / paychekplus-elite-visa-payroll-card-quick-reference-guide.pdf / PDF4PRO (2024)

FAQs

Can I use my Elite Paycheck Plus card at an ATM? ›

Getting Cash from an ATM:

When you use Allpoint ATMs, you can avoid terminal charges for ATM withdrawals. *** • Insert your card into the machine and enter your PIN. Select “Checking” and the amount you want to withdraw. Accept the fee, if asked.

How do I unlock my elite paycheck plus card? ›

If you lock yourself out of your account, call the number on the back of your card for assistance.

Can I overdraft my Elite Paycheck Plus card? ›

Nevertheless, if you make a purchase which exceeds the balance on your Card (an “overdraft”), you shall remain fully responsible for the amount of your purchase or withdrawal which exceeded the balance available on your Card.

How much does Paycheck Plus charge for ATM withdrawal? ›

ATM Withdrawal (Out-of- Network) $2.00 This is our fee for each Out-of-Network ATM Withdrawal. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. We do not charge for In- Network ATM Withdrawals.

Can you withdraw cash from a payroll card? ›

You also can use your payroll card to access cash at ATMs. Some payroll cards offer one or more free in-network ATM withdrawals per pay period. You can locate in-network ATMs online, at the same website where you log in to your card account, or ask your employer for a list.

What kind of card is paychek plus? ›

for Text Alerts to stay in touch with your money from the convenience of your cell phone. The PaychekPlUS! ® and PaychekPlUS! ®Select MasterCard are issued by Central Bank pursuant to a license from MasterCard® .

How can I add money to my elite card? ›

Choose from several ways to add money to your ACE Elite Card! You can enroll in Direct Deposit, load checks to your Card with Mobile Check Load,5 set up a bank transfer,10 deposit your tax refund, or visit an ACE Cash Express store to add money/cash11 and more! What is a FlashPay ID?

Can I unlock my wisely card? ›

You can instantly lock your card on the myWisely app so it cannot be used. If you find your card, you can instantly unlock it and resume using it. If you cannot find your card, please contact cardholder services at 1.866. 313.6901 and order a replacement card.

Can you overdraft a payroll card? ›

Paycards function like debit cards, allowing holders to use only loaded funds. Employers can use a payroll card program that permits overdrafts to employees. However, this usually is not a good option due to overdraft fees. What Happens if Paycards Are Lost or Stolen?

Can you overdraft with insufficient funds? ›

Yes. The bank may refuse to permit overdrafts at an ATM unless you opt-in to the overdraft service. The bank must provide accounts with the same terms, conditions and features to consumers who affirmatively consent or opt […]

Can I force my card to overdraft? ›

Yes. While many banks allow you to overdraft right away, this service may come with hefty fees. If you're not vigilant about watching your account balance, you could face more than $100 in charges without realizing you've overdrafted.

Can you load money onto a paycheck plus card? ›

You may add value or load your Card via direct deposit. A direct deposit form and instructions for use can be found by visiting www.paychekplus.com. You will have access to funds loaded via direct deposit by 10:00 am CST on the business day during which the direct deposit occurs.

How much can you withdraw from cash plus? ›

Total ATM cash withdrawals will be limited to 50% of Your Credit Limit, or the total Available Credit, if less. Individual ATM cash withdrawals will be limited to £50, and You can only withdraw a maximum of £150 per day.

How much money can I withdraw using check? ›

Most banks usually set a cash limit of Rs 1-2 lakhs by cheque per day.

Where can I withdraw money from my Elite card? ›

Cash Withdrawals from ACE

Visit a participating ACE Cash Express location near you and withdraw up to $100 per day with no fees1 when you have qualifying direct deposit.

Can you use a PayCard at an ATM? ›

You can either use a bank teller or an ATM machine to withdraw cash from your PayCard and then deposit that cash into your bank account. You will have one free bank or ATM transaction per payment cycle.

Can you use pre paid cards at ATM? ›

A: Yes. You may withdraw cash against the balance on most Mastercard prepaid and gift cards at any ATM. However, not all prepaid and gift card issuers allow ATM or foreign transactions. Be sure to check with your card issuer to ensure that these types of transactions are permitted.

How much can you withdraw from ATM with Ace Elite card? ›

ACE Elite Purchase and Withdrawal Limits
Type of TransactionLimit
Purchases$5,000 per transaction
Over-the-Counter Cash Withdrawals (e.g., from a bank teller or retailer)$5,000 per transaction
ATM Withdrawals$325 per transaction and $940 per day
Nov 23, 2023

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